TradeHub Terms & Conditions
These Terms & Conditions (T&C) govern the use of the TradeHub platform and the services offered, including our exclusive credit facilities, by all registered retailers, manufacturers, and wholesalers. By using our platform, you agree to abide by these terms.
SECTION V: Financial Services and TradeHub Credit
5.1. Eligibility for TradeHub Credit
To ensure responsible financial trade, all users seeking credit must comply with the following:
- Mandatory Business Value: Only registered Retailers/Business Users with an assessed minimum business transaction value of ₹ 1,000 (One Thousand Rupees) on the TradeHub platform are eligible for the credit facility.
- Verification: The user must complete all requisite legal and financial verification processes (including KYC, GST, and credit score checks) mandated by TradeHub or its lending partners.
5.2. Credit Structure and Repayment Terms
TradeHub provides flexible credit periods based on the user's assessed order value and transactional history:
| Assessed Order/Purchase Value Range | Credit Repayment Period |
|---|---|
| ₹ 1,000 to ₹ 4,000 | 7 Days (Seven Days) |
| ₹ 5,000 to ₹ 10,000 | 14 Days (Fourteen Days) |
| ₹ 10,000 to ₹ 20,000 | 30 Days (Thirty Days) |
5.3. Flexible Repayment Options (Part Payment Facility)
Users are provided with the flexibility to make **Partial Payments** against their availed credit line. The amount of credit available for part payment will be clearly communicated and linked to the user's real-time assessed business value. This allows users to manage their working capital efficiently.
5.4. Credit Limit Enhancement
TradeHub is committed to supporting your business growth. Your assigned credit limit will be dynamically reviewed and is subject to incremental increases based on two key factors: **Consistent Transaction Volume** (High volume of trade conducted through TradeHub) and **Impeccable Repayment History** (Timely and full repayment of past credit obligations).
5.5. Breach and Consequences
Any delay or failure to repay the outstanding credit amount by the due date will result in the imposition of late fees and interest, and may lead to the immediate **suspension** of the user's credit eligibility and, potentially, the deactivation of the TradeHub account.